Using Medical Mutual for Bulimia Treatment

View all insurance carriers

Medical Mutual provides health benefits plans at affordable prices, and it has been in the health insurance business for more than 75 years. As a mutual company, Medical Mutual works with the best interests of its valued members or policyholders in mind.

Medical Mutual Bulimia Coverage

Medical Mutual’s method of doing business delivers unique advantages to its customers. All its efforts are directed toward the ultimate benefit of its members by putting quality service within the reach of the member’s financial capability.

Below are some of the things that make Medical Mutual different from the rest of health insurance providers around:

• Medical Mutual essentially operates as a nonprofit company, so its products and solutions are set at reasonable prices to simply cover administrative expenses and claims.
• In contrast to publicly traded insurance firms, Medical Mutual does not place its focus on financial returns and does not have to meet the demands of stockholders.
• The company creates products, implements services and executes long-term goals to serve both communities and customers better.
• As a member-focused firm, Medical Mutual develops innovative strategies to address problems and advance the well-being of its members.

According to the federal Agency for Healthcare Research and Quality, hospital visits resulting from eating disorders increased by 18 percent from 1999 to 2006. If you want to end the vicious cycle of bulimia nervosa and regain full control of your life, speak with one of our customer service representatives at .

Does Medical Mutual Cover Bulimia Nervosa Rehab Programs?

Medical Mutual offers benefits and coverage plans for newly discovered healthcare methodologies developed from scientific research. When breakthroughs come into being, Medical Mutual will do a comprehensive assessment of the new application of behavioral health procedures, medical technologies, devices and pharmaceuticals to make sure they are suitable for members.

Although Medical Mutual strives to be as comprehensive in offering benefits plans as possible, up until now, there has been no definitive information stating whether or not it covers treatment for eating disorders such as bulimia nervosa. In light of this, the best that you can do is call the care management number found on your membership ID card.

Inpatient Treatment Length Medical Mutual Will Cover

Keep in mind that before you check in at an inpatient treatment center, you need prior authorization from Medical Mutual. Before you contact your insurance provider, you must work with a counselor at a treatment facility of your choosing to devise a treatment plan that will serve your needs best. The two of you will sit down in a private room and have a discreet conversation regarding your rehab needs. The counselor will propose the length of time you need to stay in an inpatient facility to address your bulimia nervosa.

If you need assistance with verifying whether your health insurance policy covers your bulimia nervosa treatment, don’t hesitate to call our helpline at . This helpline is open 24/7 to answer your call.

Medical Mutual Coverage for Bulimia Dual Diagnosis

According to the National Institutes of Health, people with eating disorders are 50 percent more likely to also suffer from a co-occurring alcohol or drug abuse problem compared to 9 percent for the normal population. When you first enter an eating disorder treatment center, you will be subjected to an evaluation, so your medical providers will completely understand your case and be able to develop a specific strategy to address your problem. If it is found that a substance abuse problem is also present, medical practitioners will strive to address both issues simultaneously.

To augment your chances of achieving total recovery, care should include the following:

• Parallel treatment of your substance abuse and behavioral health disorder by a team of highly qualified medical professionals
• Use of drugs and medications to relieve withdrawal symptoms that may arise, such as anxiety and depression
• A sympathetic approach to care that strives to strengthen self-confidence and build self-esteem, instead of handling patients with aggressive, negative remarks
• A comprehensive treatment strategy that requires the participation of spouses, children and other family members in therapy, counseling and education

Specialty Bulimia Treatment Using Medical Mutual

Medical Mutual eating disorder coverage has access to a huge network of health care providers and facilities in the country. Although some patients may be happy with their enrollment at a standard treatment center, others may opt for a more luxurious setting. Luxury or executive treatment programs may offer the following:

• Swimming pools
• Private room
• Gourmet cuisine
• Laundry service
• Horseback riding and other exciting activities
• Massage

These exclusive offerings can be helpful if you need to stay as an inpatient for a period of several months. An executive treatment facility is designed to cater to the needs of business professionals, such as CEOs, who are accustomed to a high standard of living. If you enroll in a luxury or executive treatment program, you can avail yourself of the chance to interact with your business partners and clients and work on your projects while undergoing rigorous treatment for your bulimia nervosa.

If you want to learn whether or not executive or luxury treatment for your bulimia nervosa is covered in using Medical Mutual for eating disorder treatment, you may call the number found on your identification card or call our helpline at .

How to Cover What Insurance Doesn’t Pay For

Many treatment centers give their clients a chance to come up with a payment plan to make paying for treatment affordable. Another option you can consider taking is co-financing. If you don’t have enough insurance or any insurance to cover for your bulimia nervosa treatment, there are government programs available to you.

In certain circumstances, there is no other way to obtain treatment for your bulimia nervosa than to pay out of pocket. This last option could greatly affect your financial health for sure; however, investing in your recovery is undoubtedly a wise decision.

Verify Insurance Coverage and Find the Best Treatment Centers

Your medical providers will strive to verify your health insurance to ensure they are paid for rendered services. First, they will ask you to show your health insurance identification card to know which organization handles your coverage. To confirm your coverage, they will contact your insurer (in this case, Medical Mutual) to see if you are indeed covered and to what level. Your physicians may also inquire if you have secondary insurance. If you do, they will try to verify it in the same way your primary insurance is verified, noting the specific percentages and amounts covered.

You can only say that you have found the best treatment facility for your bulimia nervosa if you fully understand what kinds of treatments are involved for this eating disorder. The most effective treatment for bulimia nervosa is a combination of psychological counseling or psychotherapy and attention to nutritional and medical needs. Preferably, care should be catered directly to your specific needs, and it may vary based on the severity of your disorder and on your problems and strengths.

Many patients with bulimia nervosa respond well to nutritional counseling, support groups and psychiatric medications under the guidance of experts. Meanwhile, other patients may benefit from the combination of group, individual or family therapy, and medical management.

If your bulimia nervosa has caused life-threatening physical problems or if it has led to severe behavioral or psychological problems, hospital-based care may be suitable for you. This includes partial hospitalization or intensive residential care in a specialty facility. Since your treatment needs differ from those of others with the same condition, you should find a medical practitioner whom you can trust to stay with you throughout your recovery.

If you don’t have the luxury of time to verify your insurance coverage and find the best treatment facility for your bulimia nervosa, try to seek the assistance of a third-party service. Give us a call at , so we can help make the process much easier for you.